I don’t know about you, but I’m a massive Christmas nerd. I have our house decorated from head to toe before the end of November and I love it! Are you the same or do you cringe at the thought of getting the tree out that early? It seems that there are two camps forming on this topic and I’m firmly in the “decorate early” camp.

There are a ton of other things to get done before the end of the year, and if you’re planning on re-financing, investing or buying a new property before the end of January, we should be talking now. This will make sure we have time to get everything organised for you before the lenders slow down over the holiday period.

As far as the real estate market goes, there is so much speculation at the moment. Some economists and real estate watchers are calling for further property price drops, others are claiming massive increases. But who knows what will happen?

What does this mean for you? If you want to buy, buy. Don’t get caught up in the speculation. Don’t put your life on hold waiting to see how prices will move. If you’re a first home buyer and you have your deposit, buy now. If you want to upgrade or invest and you’re ready to take action now, do it now.

The age old formula is to buy and sell in the same market. If you’re only buying and not selling, you just have to make sure you’re making a great decision based on as much information as you can possibly gather. We can help you with property valuations and recent sales results if you need it.

We’re here to help with all your finance needs. Just drop us a line or call anytime.