That’s a question we’re asked all too often and the answer is always the same at its most simple form. If it’s a good time for you to buy property, then it’s a good time to buy. There will always be exceptions and factors to take into consideration – such as the economy and the property market [...]
How are yours? When it comes to achieving a goal, what do you do to keep your eye on the prize? How do you keep yourself moving in the right direction - even through the temptations and challenges? Whether you're working towards a health and fitness goal, a career goal, a relationship goal or a [...]
Black Friday and Cyber Monday and the days in between are great days to save money - and to spend money. My advice... don't get carried away by the bargains if you weren't planning on buying them anyway. Especially if you're saving to buy your first home. It's important for first home buyers to keep [...]
The Great Australia Dream has always been to buy a home. In more recent years, it seems to have progressed to “buy two homes” - or more. Property investing is now such a highly desirable goal of so many Aussies that it’s become pretty commonplace and it seems that everyone is an expert on the [...]
Buying your first home is an exciting milestone in life. You've usually saved and worked towards this goal for ages - sometimes years! You’ve often made sacrifices to cut back on your spending, go on fewer holidays or stayed local, skipped expensive nights out. You’ve had a goal and a purpose and you’re now at the [...]
With all that's going on in the world and at home right now, I think one aspect that is really being highlighted is how resilient we are - or aren't. Do we have enough flexibility in our lives to make changes and carry on without too much upheaval? Do we have enough savings in reserve [...]
An offset account is a great tool to pay your home loan off faster, but only if you use it! An offset account is a savings account that is linked to your home loan. How it works is that whatever amount you have saved in your offset account is subtracted from the amount you owe [...]
In many cases, the prepared buyer gets the property just like the early bird catches the worm. It’s not always as cut and dried as that, but if you turn up to an auction or a real estate agent’s office ready to bid or negotiate, with your finance pre-approved, then you’re in a much better [...]
For first home buyers, there are some seriously good government incentives that can help you make your home ownership dreams a reality. Incentives include: First Home Loan Deposit Scheme First Home Super Savers Scheme HomeBuilders’ Grant First Home Owners’ Grant (New Home) First Home Buyers' Assistance Scheme What is the First Home Loan Deposit Scheme? [...]
An important decision you need to make when you're buying your first home is the type of loan you want and the features you need. I'll give you a brief overview of the most popular options: Variable Standard variable loans are the most popular home loan in Australia. Interest rates go up or down over [...]
