If you haven’t reviewed your home loan in a couple of years, we need to talk. You could be saving thousands of dollars and cutting years off your loan simply by spending a little bit of time comparing your options. Interest rates currently start at 3.19% for owner-occupier, principal and interest. If your rate is [...]
About Justine BennettThis author has not yet filled in any details.
So far Justine Bennett has created 84 blog entries.
Over the years I’ve written a huge amount of investment loans, and while the nuts and bolts are the same as a home loan, there are real differences in the approach that property investors take when deciding on a property to buy. The main differences are mindset and the need for research. When you’re buying [...]
Moving house is a strange combination of stress and excitement. It's often stressful because of the sheer enormity of the task and the looming deadline but it's usually exciting because of new beginnings. If you're about to move, here are our 6 steps for taking the stress out of moving. Pack 2 boxes and put [...]
First home buyers have it tough these days. Your first hurdle is to save a deposit – which can seem like an insurmountable task. The second hurdle is to actually beat the competition to buy the property. So let’s break this down and look at these two hurdles: Saving your deposit The obvious way to [...]
The start of the spring sales season came early this year with steady increases in listings and auction clearance rates since August. Momentum is still building with increased consumer confidence, more properties being listed and steadying out of property values. The best news for home buyers and investors is that, right now, we can secure [...]
We all know that there's good debt and there's bad debt. But what are you doing to get rid of bad debt and make the good debt work for you? Bad debt needs to be eradicated from your life. Pay it off, get rid of it. If you can't afford to live on your paycheque [...]
As a first home buyer, your number one goal is to secure enough money to buy a property. The first part is to save (or beg or borrow) for a deposit. Whether you're begging, borrowing, or saving, that's just sheer hard work and tenacity. You just have to find a way to make it happen. [...]
Over the past couple of years things have really changed for property investor. Firstly, APRA tightened reins with lenders, making borrowing money harder and increasing interest rates on investment loans. Then price corrections started in many investing "hotspots", and we saw property values drop. Then construction quality raised its ugly head and we saw caution [...]
It's that time of year again! The promise of summer has arrived and oh, what a feeling that is! To help you get ready for all that summer brings, we've put together a list of things to do. Spring clean the house - that's a no-brainer. Vacuum under the lounge and under the lounge cushions, [...]
Imagine walking into your home with beautiful parquetry floors, high ceilings, light flooding into every oversized room in the whole house (except the media room where dark is good). Tasteful artwork adorning the walls, kitchens and bathrooms to die for, lounges that you just want to sink into and never leave. And then you step outside… [...]