Whether it's your interest rate on your home loan, a personal or car loan or your credit card, it's really important to know what it's costing you to be in debt. And, importantly, if it could be costing you less. Obviously the best thing to do is to get rid of debt - especially credit [...]
When you're starting out with securing a home loan or investment loan, you need to start with the end in mind - or at least plan for a couple of years down the track. This helps to make sure your loan is structured in a way that will work for you now and in the [...]
If you're more like, "Budget? What budget?", then we need to talk... Whether you're shopping for birthday gifts, Christmas presents, your weekly grocery shopping, a new outfit or a house, you need to have a framework to work within. The bigger the price tag, the more important it is to stay within that budget. It's [...]
If you feel that buying a house is similar to climbing a very large mountain - on a snowy day - in gale force winds - without gloves and a beanie - then you're not alone. But there is hope and there are some things you can do that will help you buy your first [...]
Infrastructure investment is a key indicator that many investors look for when they’re pinpointing a location to start their property search. And it makes good sense. The key categories of infrastructure investment that property investors look for are transport (airports, roads and rail) and social (schools, hospitals and community facilities) because, historically, they’ve driven economic [...]
I don't know about you, but I'm a massive Christmas nerd. I have our house decorated from head to toe before the end of November and I love it! Are you the same or do you cringe at the thought of getting the tree out that early? It seems that there are two camps forming [...]
If you’re shopping around for a new home loan, you need to think about what you want from it. Do you just want a better rate? Do you want more features and flexibility? What features do you want and are you OK if it costs you more to have them? Do you want to consolidate [...]
When you’re in the market to buy a new property, you need to make sure it’s going to meet your needs now and into the future. So there are a few things you should consider now to make sure you buy right. Home If you’re buying a home, what are your plans and what stage [...]
Renting your home or your spare room out through a site like AirBnB is a great way to earn some extra cash, but there are some pros and cons that you should take into consideration before you list your property. PROS The biggest pro of all is the extra income that you can generate. The [...]
Are you planning on buying in the Black Friday Sales? Most of us love a great sale. Many would argue that the Black Friday Sales are amongst the best. But don't get caught out buying stuff you don't need, or particularly want, just because the price is great. Even if you're saving 75% off the [...]
