In many cases, the prepared buyer gets the property just like the early bird catches the worm. It’s not always as cut and dried as that, but if you turn up to an auction or a real estate agent’s office ready to bid or negotiate, with your finance pre-approved, then you’re in a much better [...]
For first home buyers, there are some seriously good government incentives that can help you make your home ownership dreams a reality. Incentives include: First Home Loan Deposit Scheme First Home Super Savers Scheme HomeBuilders’ Grant First Home Owners’ Grant (New Home) First Home Buyers' Assistance Scheme What is the First Home Loan Deposit Scheme? [...]
An important decision you need to make when you're buying your first home is the type of loan you want and the features you need. I'll give you a brief overview of the most popular options: Variable Standard variable loans are the most popular home loan in Australia. Interest rates go up or down over [...]
There are three things you need to research before you buy your first home. Make sure you're buying in an area you want to live, Check historical capital gain, and An indication of a properties value so that you know what is a fair price to pay. Let's start with where you're going to buy. [...]
If you have been thinking about building a new home or carrying out an extension or renovation, now might be the time to meet with me and work through your options. The Federal Government's new $680 million HomeBuilder program announced on 4 June 2020 makes available $25,000 grants to help build or substantially renovate your [...]
No matter how eager you are to buy your first home, there are a few things you need to do before you start bidding or negotiating. 1. Know your limits Based on the information we provide, the lender will assess your borrowing capacity based on what you earn, owe, spend and own. They won’t lend [...]
While many of us are bunkering down right now and waiting to see what our new "normal" is going to be, some of us are curious to see what's going to happen with investment property opportunities. We have no idea what's actually going to happen to the property market once the country starts up again [...]
For most of us, our home loan or investment loan is our biggest expense and right now, many of us are keeping a close eye on our expenses. So, is it a good time to refinance? The answer is a resounding yes if you haven't reviewed your loan for a couple of years and if [...]
There's one thing that's really being highlighted around the world right now and that's the importance of connection. It's a basic human need that so many of us are being deprived of at the moment and it's having a big impact on us. We can't see family or friends, we can't live life as we [...]
As a result of COVID-19, we've seen the property market almost grind to a halt. With the economic uncertainty that we're experiencing, individually, nationally and globally, confidence has fallen and buying, investing and even, in many cases, rental activity has stopped. For how long, we don't know. What will it look like when things return [...]
