There's just one thing you have to do right now... stay calm. There is a whole lot of uncertainty surrounding us today and, possibly the most worrying part of all of it is that we don't have an end date of when everything will be back to normal. People are panicking, hoarding, getting aggressive and [...]
Paying off our home loan is our end goal, right? There are a few ways we can do it faster: Review your loan every couple of years and make sure you're paying the lowest rate possible with the features you need. Given last week's rate cut, now is a great time for a review! Email [...]
I'm sure that most of us would love to live our lives debt free. Wouldn't that be lovely! No home loan, no credit card debt - just every cent that you earn being spent - or saved - however you choose. But there are two types of debt. Good debt and bad debt. An example [...]
There are two crucial steps to follow when it comes to listing your home for sale: Find a great real estate agent Present the home so that you're going to get top dollar Finding a great real estate agent can be tricky. Don't go with a friend or a friend of a friend unless you [...]
Applying for pre-approval on your home loan is important for three major reasons: It gives you a great indication of how much you're able to borrow It lets you know if there are any potential problems that can be sorted out before you actually need the money. It lets the vendor know that you're a [...]
When you're securing a loan to buy a property there are a few things to consider, but possibly, one of the biggest considerations is whether to repay principal and interest or interest only. For home owners, principal and interest is the most common repayment method. For investors, interest only is common. Let's take a look [...]
Renovating is a word that either fills you with dread or excitement. Personally, I can understand both responses. The thought of making all those decisions, living in a worksite, budgeting and dealing with tradies can make you feel overwhelmed before you even start. But there's also the excitement that you get to make all the [...]
It seems like the property market is back in full swing! There are more properties being listed, which is giving buyers more choice. If you're planning on buying, please make sure you have pre-approval in place so that you can take action when you find the right property. Besides buying activity, this year we've also [...]
Buying a home or investment property is not something that most of us do without a whole lot of thought and consideration. It's probably the biggest financial commitment you'll ever make, with the most potential to make you a lot of money if done well. Research is vital to the success of your investment. If [...]
Buying a home is most often the first priority when it comes to real estate. But there's no need to stop there. As you pay off your loan and as the value of your home increases, you can use the equity that you have built in your home to buy an investment property. Depending on [...]
