Right now it’s a great time to be getting smart about property ownership. Whether you’re a first home buyer, already paying off your mortgage or thinking of buying an investment property, the current conditions are in your favour.
If you’re a first home buyer, you need to be smart about your purchase. Home prices are rising, but there are still pockets of affordability that are definitely worth a look. Interest rates are great and lenders are offering some good deals. I’d love to help you create a plan to buy, and run some figures with you to see what you can afford.
If you’re already paying off your mortgage, it’s worth a look at your current loan to make sure it’s still competitive and meeting your needs. If your loan is more than three years old, chances are high that we can save you money by either restructuring or changing to a more competitive rate. Please call if you would like an obligation free review of your current loan. (I just saved a client $120 a month by restructuring her loan – which might not seem like much, but it adds up over the term of the loan and wouldn’t you prefer that in your pocket than the banks?)
If you’ve owned your property for a few years, it’s highly likely that the value of your property has increased quite a bit. Have you thought about using the equity built in your home to buy an investment property? Our friends at Love Property have great researched investment property solutions that they would be happy to discuss with you. Email Jason if you’d like to arrange a time to chat.
If you’re thinking of buying an investment property, we can make sure your loan is well structured. Just as you buy an investment property differently than you buy your home, your loan for an investment property should be structured differently than your home loan. We can advise you on the options available and the pros and cons, so you can make an informed decision.
Whatever stage of home ownership you’re at, I’d love to help you. Please call me for an obligation free meeting. Together we can come up with a plan to make the most of these great market conditions.
If you’re ready to make a move, please call me on 8217 9333 or 0405 113 543. I’d love to help.
Remember, to to keep up to date like our Facebook page follow us on LinkedIn or Twitter!
Regards
Michael
0405 113 543
michael@lovehomeloans.com.au
P.S. If you have found this newsletter useful and have friends or family who may be looking for an open and dedicated Mortgage Broker, please forward a copy of my newsletter to them.
P.P.S If you’re a dog lover and on Instagram, make sure you follow Monsieur Marcel, the Love Home Loans Mascot. His handle is #monsieur_marcel_.
Refer a friend
My business is built on referrals from satisfied clients. I do my best in every situation to make sure my clients are delighted with my service and the loans that we match them with.
If you have a friend, family member, colleague – or even someone you sit next to on the bus every morning – who is looking to buy property, secure a loan, re-finance or consolidate debt, please give them my number.
I will look after them!
