Your home loan is probably the biggest financial commitment you'll ever make, so you need to make it work for you. And you usually want to get it paid off sooner so you can kick back, relax and enjoy the fruits of your labour - or you put it to work and leverage to buy [...]
There's always talk about what's going on in the property market. There's speculation, forecasting, research and all kinds of talk - that often contradicts one another - depending on their motive. So I'm going to join in on the talk because I'm excited about what I'm seeing. After a long stretch of being firmly wedged [...]
When you’re negotiating to buy a property, you need to remember that the real estate agent is employed by the vendor - your opponent, and their commission is directly proportionate to the amount of money they can make you pay. So while we love agents, we need to respect them as our opponent. That’s our [...]
Everyone around me seems to be buying and selling houses, so I thought I'd jump on the bandwagon too. And what a journey that is! My life outside of work at the moment is: Traipsing to open houses every weekend, Falling into the big black hole of real estate websites that seem to just eat [...]
Spring is here and that means that the real estate selling season is about to get busy. There seems to be a bit of uncertainty in the marketplace at the moment, but there are a few things that we're certain of... Real estate isn't getting cheaper - the longer you wait, the higher the prices. [...]
Buying a home used to be a simple process. You see the house, you inspect and you purchase. Done. But times have changed and the level of competition in the housing market means that it’s rarely that easy. More and more often clients are telling me how challenging and time consuming it has been to [...]
Happy New Financial Year! This is the ideal time to take control, set goals and take stock of your financial position. Here's my top tips to help you take stock: Put together a good working (realistic!) budget. Take a look at where your disposable income is going. Do you have leaks? Calculate your debt and note [...]
We were about to write an article explaining what the upcoming changes are for stamp duty, but John McGrath did it so well that we’re quoting him! "The third instalment of Government measures to address the affordability struggle in Sydney and Melbourne has been delivered, with the NSW Government announcing a package of reforms commencing [...]
In a bid to help first home buyers with housing affordability, there's some great news from the NSW Government regarding stamp duty and first home owners grants. From 1st July 2017, there will be no stamp duty payable on properties up to $650,000 for Australian owner occupiers and there will be First Home Owners grants available [...]
At Love Home Loans we're excited to announce that we have partnered with Australia's largest asset finance brokerage, stratton to bring you a full range of financial products and services. You can now keep all your loans under one roof! We can help you compare finance options from a range of lenders to find the right package for [...]
