Black Friday – a day to spend and save or refrain and save?


Black Friday and Cyber Monday and the days in between are great days to save money – and to spend money.

My advice… don’t get carried away by the bargains if you weren’t planning on buying them anyway. Especially if you’re saving to buy your first home.

It’s important for first home buyers to keep their eye on the prize and diligently save towards their goal.

My advice is to spend wisely, plan what you need for Christmas gifts etc and make the most of the bargains without blowing the budget.