“Michael was the perfect mortgage broker for us. Being first home buyers, we were very new to the process of purchasing a property and we were constantly put at ease, even throughout the auction process. We really appreciated that Michael was more than happy to explain things over and over to us. I would highly recommend Love Home Loans to anyone, and will look forward to working with him for our mortgage needs moving forward.”

– Colin, Erskineville NSW

“I’ve recently settled on another investment property and thought it was about time I looked at all my finances to make sure my interest rates were competitive and that they had all the features I needed in my loans. I put everything together and handed it over to Michael Luca from Love Home Loans.

Michael managed to secure me finance at 3.87% and my new loan has all the features I love, like an offset account, ability to make additional repayments and great internet banking. The changeover from one lender to another was seamless and stress free thanks to Michael & Tanya’s attention to detail.

The best part is that it’s saving me thousands of dollars a year!” (October 2016)

– Jason, St Kilda VIC

“Big thanks to Michael and Jason for helping me with my apartment on the Sunshine Coast. Hope to share many happy memories and fun times in Kawana island in the future. Highly recommend chatting to these guys for expert advice and professional service! Thanks guys! 5 Stars” (September 2016)

– Shona, Redfern NSW

“I am a return client of love home loans and would highly recommend Michael Luca. I commend him on his product knowledge and ability to make it a smooth and stress free experience. He goes out of his way to make sure the product is the best for the clients needs. Michael is very professional and I will be more than happy to recommend him.” (July 2016)

– Katrina, Mt Annan NSW

“Michael’s casual and approachable way of delivering what is often, quite confusing information, means that I never feel afraid or stupid to ask a question twice or have him explain a point further. On top of this, he has a consistently uplifting and positive attitude towards my issues, leaving me feeling relaxed and comfortable about my decisions.” (January 2016)

– Demian, Rose Bay NSW

“Michael and Tanya were a great help right from the beginning of the process through to the end. They made things as simple as possible and were always available to answer any questions that I had. Feedback was regular and I always knew where things were up to.” (December 15)

– David, NSW

“Michael understood our financial requirements and was willing to work closely with our financial adviser. He was available even on weekends and promptly responsive to emails. We have had excellent service from Michael and would definitely recommend him to our friends or family.” (December 15)

– Don, NSW

“I found Michael honest, friendly and very professional, with a great interest in my needs for a loan, not just which one was going to pay him the best commission! He recently helped refinance our loans and successfully secure an investment property. I would highly recommend him for anyone looking to get a loan. He went way beyond what others would do to ensure complete satisfaction.” (June 2015)

– C&N, Five Dock NSW


“Having been through the process of applying for a mortgage and then refinancing, with a further mortgage, it has always been a tortuous process. We are time poor, but Michael and Tanya made the process so easy that we found ourselves cash and property rich before we knew it. Michael’s ability to fully communicate what was involved and what was required from us, made it a straight forward and efficient experience. We look forward to working with Michael and growing our property portfolio.” (May 2015)

– Tracey, Hurstville Grove NSW


“Michael is a caring, informed and proactive professional. His service makes difficult and sometimes confusing processes simple and easy to achieve. His service orientation and knowledge of the industry are second to none.” (March 2015)

– Grace, Casey ACT


“This is the second time I have used Michael. He has always ensured an easy and trouble free service for us. He is extremely knowledgable and knows exactly what is required to suit our situation. Michael is friendly and his communication is spot on, never left us wondering what was happening. I have already recommended Michael and Love Home Loans to family and friends! ” (January 2015)

– Leanne, Prestons NSW


“Michael is very friendly and honest. I know Michael for more than 4-5 yrs now. He helped me with recent refinance and also new home and investment loans. His service is amazing and he takes time in understanding customer need. I am comfortable asking him any question related to loans and he explains in layman terms. He got me very good rates and also provided me with tips as how to organise my bank accounts. I would recommend him anytime and will not go look for any other broker in future.” (January 2015)

– Meg, Westmead NSW


“I found Michael honest, friendly and very professional, with a keen knowledge of the industry and customer needs. I would recommend him for anyone looking to get an investment loan. He went way beyond what others would do to ensure success.” (October 2014)

 – Sundee, Dundas NSW


“Michael has the ability to not only listen to your needs and put a plan together that ticks all the boxes as required but goes over and above what is required of him to make sure that you are a) happy and b) comfortable with your application/s. Not only do you get a great service but you are in the best hands as Michael knows the do’s and don’ts to make sure that you don’t over commit yourself and you are in the best possible position to set yourself up for a smarter future. Michael is not only a professional but also very personable, this makes him relate-able and easy to talk to. I loved my Love Home Loans experience and when i am ready for my next property purchase, Michael is the only person i want to deal with.”  (August 2014)

– Iris, Mascot NSW


“Love Home Loans have been absolutely amazing. Michael has gone above and beyond every step of the way to help us to achieve more than we have ever dreamed, he was the main reason why we were able to afford our home. Prior to meeting Michael our loans were messy, Michael restructured the loans so that we could make the most of what we had and helped us buy an investment and a home. I have highly recommended many to seek advice from Michael and will continue. His level of service, knowledge and advice is second to none.” (July 2014)

– Jinslu, Erskineville NSW


“I cannot thank Michael enough for helping with our recent refinance. Not only did he manage to secure us a fixed rate just one day before the rate increased but he recommended a fantastic product from ING that we could not be happier with. What a professional! Thank you Love Home Loans.” (Nov 2013)

 – Tanya, Mount Annan NSW


“I liked the fact Michael took the time to find out what loan was best for me. Not which company gave him the highest commission – which is how I felt after my last broker experience. Everything was explained to me very clearly and simply. Michael went above and beyond – he gave me simple tips on how to better manage my budget. His service was very efficient and everything happened when he said it would. Very reliable.” (May 2013)

– Rebecca, St Clair NSW


“Michael’s ability to explain complex issues in layman terms is outstanding. We appreciated his patience given the many phone calls I placed prior to settlement on my property. This along with his easy going attitude, we could not have asked for more.” (Feb 2013)

– Vicky, Alexandria NSW


“Michael was very personable and always available to answer any questions I had about my loan options. He also explained how to complete the loan paperwork very clearly!! Which can be a daunting experience in itself. Michael is very knowledgeable about a wide variety of financial/property matters – which made me feel confident about his services.” (March 2013)

– Anna, Newtown NSW