Lock it in!

For the past 15 months home owners have been enjoying historical low interest rates. Since August last year, when the rate was dropped to 2.5%, lenders have been following suit and competing aggressively for your business. But, there is talk of the “honeymoon” ending. The dollar is down, consumer spending is up, the market is going crazy – these are all indicators that the RBA will increase the cash rate to slow things down. With experts predicting the cash rate to rise to 3.25 by mid Read More +

Lessons learnt from The Block

We’re all a bit flummoxed by the sale prices from recent TV series, The Block Glasshouse. There was talk of foul play and  lawsuits. There were tears and anger. It’s exactly what makes reality TV good viewing – but it also left many people scratching their heads about what’s going on with property prices. We all agree that the reserves were high, and some apartments had better features than others, but to achieve prices from $1.39 million to $1.9 million – this is a huge Read More +

Newsletter – October 2014

Eleven weeks to go! That’s all that’s left of the spring selling season before the market shuts down for summer holidays. Eleven weeks! If you plan to buy this year, you need to get a move on. Call me to make sure your money is ready when you win that auction or negotiate a deal. I can organise loan pre-approval so that you know exactly how much money you can access and how much it will cost you. When it’s time for you to sign Read More +

It’s auction season! What do you need to know before bidding?

Auctions are still the favoured way for Sydney siders to sell property. Vendors think they will get a higher price than at a straight sale, they feel that they maintain some control over the outcome and they’re exciting! For buyers, auctions are a bit of an unknown quantity. You don’t know the reserve or the vendors expectations (other than a figure thrown around by a real estate agent), you don’t know how many people you’re going up against and you certainly don’t know if you’re Read More +

What you need to know about property and lower interest rates

When interest rates fall, we all tend to think about home ownership. First home buyers decide that it’s time to get into the market. Upgraders seize the opportunity to list their homes and start looking for their next step up. Investors think it’s time to plan for their retirements and start building a property portfolio. This all makes sense, but there are a few basic rules are kept in mind. First home buyers Owning your own home has long been the Great Australian Dream, and Read More +

Property Predictions

According to the latest McGrath Report, every capital city in Australia has recorded a quarter of positive growth for the first time since the Global Financial Crisis. CEO John McGrath tipped that Sydney values would rise by between five and ten per cent this year, with the prestige market potentially chalking up even better results. He also backs southeast Queensland to be the best performer for the next three to five years, predicting it will at least double the growth of Sydney values. So what does that Read More +

Newsletter – September 2014

It’s time to get serious! There’s some seriously good deals out there for home loans and you need to be taking advantage of these rates while they’re so low. If your rate starts with 5 then chances are you’re paying too much, call me! If you don’t know your interest rate, go and find your latest home loan statement. If your rate starts with 5 you need to call me! If you can’t find the rate on your statement, send it to me and I’ll Read More +

Are you ready to bid?

The spring real estate season has arrived! This is the time that most property owners decide to sell. The weather is warming up, people are starting to think of new beginnings and wanting to get settled before summer. And Australians (particularly east coasters) love an auction. It’s a great way for market forces to determine the value of your home. As a buyer, sometimes you can pick up a bargain, as a seller, you can sometimes sell for far more than you’d hoped for. So Read More +

Is it time for a check up?

The chances are really high that if you’ve had your home loan for more than three years, we could save you money. And we love saving our clients money! Love Home Loan’s whole purpose is to take the stress and effort out of securing finance. We’ll do all the running around, chasing up, calculations, and anything else that needs doing. All you need to do is give us a call. We’ll ask you a couple of questions (and we promise that they won’t be hard Read More +

Newsletter – August 2014

Right now it’s a great time to be getting smart about property ownership. Whether you’re a first home buyer, already paying off your mortgage or thinking of buying an investment property, the current conditions are in your favour. If you’re a first home buyer, you need to be smart about your purchase. Home prices are rising, but there are still pockets of affordability that are definitely worth a look. Interest rates are great and lenders are offering some good deals. I’d love to help you Read More +