Newsletter – September 2016 The best time to buy is NOW

I saw a sign recently that said, “The best time to buy a house was 20 years ago. The second best time is now!”. This is so true, and in another 20 years (or even 5 or 10 years) people will be wishing they’d bought their home today. If it’s your plan to buy your first home, upgrade to your next or invest in property, start looking now. The real estate selling season is ramping up with a big increase in properties for sale, and more expected to Read More +

Saving a deposit for your first home

The hardest part of buying a home for most people is saving the deposit. It can seem to take forever, and the whole time you’re saving, you’re watching house prices go up. So it’s time to take action and get serious about your savings plan! Here’s some of our top tips that our clients have used to boost their savings and buy their first home faster. 1. Pay yourself first This is the number one most important thing to do! We recommend that you either ask Read More +

Newsletter – August 2016 – Need to talk about your interest rate or pre-approval?

As the economists predicted, the RBA announced this week that they were cutting the cash rate to 1.5%. Some of the lenders have followed their lead and passed on the full rate cut, others have passed on a partial cut, some haven’t moved yet. The important thing here is to look at the big picture rather than just the rate. We don’t get involved in bank-bashing. If you have a problem with your current lender or you feel like you’ve been treated unfairly, let me know and Read More +

Newsletter – July 2016 – It’s time to take control!

The financial year is over, the election is over (well, sort of), and now it’s time to look at what this year will bring for you financially. It’s a great time to take control, set goals and take stock of your financial position. Do you have a good working budget? Do you know where your disposable income is going every month? How much debt are you in? Are you paying too much interest on any debt? Could you consolidate debt to either a credit card Read More +

Investors! Are you ready for EOFY?

The end of financial year is almost here again, so for all you property investors, it’s time to take stock to make the most of the tax deductions that are available to you. If you don’t have a depreciation schedule, get one! Talk to our friends at BMT & Associates and they can organise it for you at a reduced price. If you’ve got surplus cash and need more deductions, you can pay interest in advance and claim it this year. Get together your receipts Read More +

Newsletter – June 2016 – What gets results?

Relationships… that’s what my business is all about, and that’s what gets results for my clients. As a mortgage broker, every day I’m talking to lenders, clients, accountants, financial planners, property managers, valuers and conveyancers; I’m negotiating to get a better rate, faster approval, loans finalised; I’m chasing up documents, moving things along and keeping on top of a dozen projects. It’s busy and I thrive on it! I love getting a great deal. I love helping my clients get a loan. I love the Read More +

Who said the selling season was over?

Summer is definitely the “hot” season for buying and selling property. BUT it doesn’t all stop when the weather cools down. If you find yourself selling your home in the autumn or winter months, there’s some tips that you should follow to make your home look it’s best. Light – make the most of natural light and schedule your open homes for the time of day that your home is naturally brightest. Supplement the natural light by turning lights and lamps on to make the Read More +

Newsletter – May 2016 – So what does it all mean?

Hope you’re making the most of this beautiful weather while it’s lasting. Summer seems to be never ending! There’s still plenty of heat in the property market too. We’ve just had the biggest month ever with people looking for either a better home or a better deal. We love it when we can help make their dreams a reality! Tuesday’s RBA meeting saw our first rate cut in 12 months, with the announcement that the rate was slashed by 0.25 to 1.75%. This is the lowest cash Read More +

A word on Negative Gearing

Property expert, Jason Snaddon from Love Property has something to say about all this talk of negative gearing. “Oh goodness I am so sick of the rhetoric over negative gearing and what’s going to happen if it stays or goes. It should not matter what happens to negative gearing. You are investing in property for the growth and the yield. Buying property based on tax benefits is not investing. Think about this!  We humans have this inherent need to have a roof over our heads. Read More +

Newsletter – April 2016 – What’s important to home buyers?

A recent survey of over 1000 Australian home buyers uncovered some very interesting (and kind of funny) results. It ranked the top 10 most desirable features in a new home: 1. Air conditioning: 65% 2. Carport/Garage: 60% 3. Garden/Backyard: 52% 4. Solar panels: 33% 5. Deck/Pergola: 24% 6. Dishwasher: 17% 7. Swimming pool: 17% 8. Built-in barbecue: 4% 9. Water feature: 2% 10. Garden gnomes: 2% Now I don’t know about you, but I’m happy to pop down the road and buy the barbecue of Read More +