Connection – it’s so important
There’s one thing that’s really being highlighted around the world right now and that’s the importance of connection. It’s a basic human need that so many of us are being deprived of at the moment and it’s having a big impact on us. We can’t see family or friends, we can’t live life as we usually do and whilst we know that it’s all for the greater good, it’s still hard. So it’s a good time to think about your connections. Who is important in Read More +
Changes to stamp duty – and other things we’re waiting to see…
As a result of COVID-19, we’ve seen the property market almost grind to a halt. With the economic uncertainty that we’re experiencing, individually, nationally and globally, confidence has fallen and buying, investing and even, in many cases, rental activity has stopped. For how long, we don’t know. What will it look like when things return to “normal”? We don’t know. What we do know is that it must bounce back. Everybody needs a roof over their head, every builder and developer will have stock they Read More +
How are you?
These are strange times that none of us are accustomed to, but it seems that we sit in one of a few categories: You’ve lost your job or decreased your income and you’re concerned. You’re cutting costs and figuring out how this is all going to work out. Things seem to be in a holding pattern. Your income is steady but you’re not sure what’s going to happen next. You’re busier than you’ve ever been. You’re providing an essential service or in an industry that Read More +
19 ways to reduce your expenses during COVID 19 lockdown
It’s the perfect time to be watching what you’re spending and reducing costs where you can, so here are my tips to start cutting costs. If you have credit card debt, ring your bank and make sure you’re on the cheapest option possible. Having a low interest rate may be more important right now than accruing frequent flyer points. Your fees are usually lower when you’re not affiliated with a frequent flyer program too. If you have a credit card that you don’t use, cancel Read More +
COVID 19 – Hardship claims for tenants and landlords
The Prime Minister’s announcement of a moratorium on evictions for tenants affected by COVID-19 was greeted by a collective cheer from tenants and a collective groan from landlords. It’s important to look at both sides of the picture here because we’re all in this together, right? For most of us, our two biggest expenses are our rent or our mortgage repayments. Sometimes landlords have both. They may own an investment property but still be renting a home to live in, so they could be hit Read More +
There’s lots of things you can’t do right now, but what can you do?
COVID-19 has changed our lives. Some people are going into panic mode, some are ignoring the warnings and the threat, some are missing loved ones that they’ve been separated from, some are frightened about what it will mean for them financially, their parents’ health and their children’s education. Others are breathing deep and taking each day as it comes. Now more than ever is a time to follow government directions about social distancing, isolating and taking every precaution possible. But it’s not a time to Read More +
Wishing you a safe and happy Easter
I don’t know about you, but I love Easter. I love getting together with my family, eating too much, laughing too much and sleeping in! I love that it’s four days off work so I can get a good balance of relaxing and getting stuff done and spending time with those I love. This year will be different for all of us, and like many of you, I’m unhappy about it, but accepting that it is the right thing for the community and the country Read More +
Checking in and introducing Connor
We just wanted to check in and see how you and your family are going. We remain open and are available to continue to serve you. For many years we have been able to assist you whether we’re in the office or working remotely and this does not change during this time of uncertainty. Some Love Home Loans news. We have expanded our team and are pleased to introduce Connor Jackson. Connor is based in Melbourne, Victoria and will support Tanya and me in assisting Read More +
Now is not the time to panic!
There’s just one thing you have to do right now… stay calm. There is a whole lot of uncertainty surrounding us today and, possibly the most worrying part of all of it is that we don’t have an end date of when everything will be back to normal. People are panicking, hoarding, getting aggressive and acting in ways that we would never have imagined. How can we have gone from the caring, community-minded people that we saw during the bushfires to this selfish, desperate, mean Read More +
Are you planning to pay off your home loan early?
Paying off our home loan is our end goal, right? There are a few ways we can do it faster: Review your loan every couple of years and make sure you’re paying the lowest rate possible with the features you need. Given last week’s rate cut, now is a great time for a review! Email me if you want to look at your options. If your loan allows it, make additional repayments every month or every chance you get. Those extra payments really add up Read More +
